The Sikkim Rural Livelihood Mission (SRLM) operating under Rural Management
and Development Department is taking several initiatives to facilitate Sikkim people
to acquire, stabilize and purse their livelihood options in an economically sustainable
manner with objective to reduce poverty in rural areas. In the process, with the
assistance from NABARD a project for digitization of all Self Help Group (SHG) is
launched in East Sikkim The project aims at digitization of all the SHG accounts to
bring SHG members under the fold of Financial Inclusion thereby helping them
access wider range of financial services together with increasing the bankers’
comfort in credit appraisal and linkage by way of Integrating SHG members with the
national Financial Inclusion agenda; Improving the quality of interface between SHG
members and Banks for efficient and hassle free delivery of banking services by
using the available technology; Facilitate convergence of delivery system with SHGs
using Aadhaar linked identity. It ensures e-book keeping for the SHGs, Regular
updates of transactional data, Reports generated in the formats as required by
stakeholders like bankers, Inbuilt automatic grading of SHGs based on
NABARD/IBA(for NRLM) norms and Auto generation of Loan application for the
bankers on input of resolution to borrow by SHG. The project wa launched formally
by Hon’ble Minster/RDD on during the month of December in the presence of Pr.
Secretary/RDD, General Manager NABARD and Commissioner-cum SMD/SRLM.
To start the implementation of the e-sakhti program, a one day training was
organised for all animators selected for the purpose at Janta Bhawan on 17 Jan
2020. The program was attended by the Commissioner/RDD-cum-State Mission
Director/SRLM P. Senthil Kumar, Lead Bank Manager, Dy. GM NABARD and AGM
NABARD along with the Block level staff of the Sikkim Rural Livelihood Mission.
There are morethang 32 animators trained at the rate of at least one animator per 30
SHGs in the field. All of them attended the training. During the Program, Dr. Senthil
Kumar explained the significance of this program to the animators and the need to
collect and upload correct data of the SHGs at right time in the portal of e sakthi
maintained by NADBARD. The e sakthi portal will act as a medium to show case the
financial credibility of the SHGs so that the bankers could able to take quick decision
in extending the credit to the SHGs. The DGM and AGM, NABARD explained in
details about the project and the benefits to the SHGs and to the animators. Lead
Bank Manager explained about the usefulness of this project for the bankers in
extending credit to the SHGs. DPM –FI and MIS team acted as resource persons for
explaining the finer details on collecting data and uploading in the e-sakthi portal.
The program ended with the vote of thanks by Silesh, DPM-FI of SRLM.